How to Send Money from Australia to the Philippines: What You Need to Know

  • Posted by Jason on September 29, 2014 in Insight

To send money from Australia to the Philippines you’ve got a range of options to choose from. The process can be expensive and confusing and you’ve got to do your research before you make a final decision on what process and provider is going to suit your requirements.

AUD to PHP money transfer

Direct transfer from your Australian bank to a Philippines account

This does, on the surface, seem like a relatively straightforward option for  your transaction. It’s secure and the money will generally take around 5 working days to reach its destination.

The downside is that this is not generally the cheapest way to send money from Australia back to the Philippines. As an example, Westpac Australia charges $25 to send a TT and, depending on which bank is receiving the funds in the Philippines, there will likely be another charge levied at the other end before the funds get where they need to go.

Using a specialised remittance house

There are a number of specialist remittance companies that are a popular choice for expats to send money back to family in the Philippines. They certainly have their advantages. Often you will find that operators of this nature will charge rather high fees though, occasionally at both ends of the transaction.

While these are fees often lower than a traditional bank, there may still be a more cost effective way for you to transfer money to the Philippines. You’ll need to check with the remittance provider how quickly the funds will be available to the recipient – different providers will range from immediate availability, to over a week.

Using an online service like OrbitRemit

An online provider is usually going to be the fastest and easiest way to transfer funds, not to mention the most cost-effective. You can do it from the comfort of your own home, at any time of day or night and in most cases you can expect the funds to get to the Philippines pretty quickly.

One thing that you need to keep in mind is that not all online services are created equal. That means that the fees you can expect to pay and the amount of time that it will take for the funds to get to their destination can vary – a lot – from one provider to another.

OrbitRemit charges a flat-fee and very reasonable exchange rates to send money to Philippines from Australia, New Zealand and the UK. We will also have the money deposited directly into the recipient’s bank account in the Philippines on the same day we receive your funds. That means that instead of wasting huge amounts of money and time, you can rest assured that the funds you are sending home will to get where they need to be very quickly and won’t cost you the earth to send.

Check out our calculator at the top of this page and we will show you exactly how much money will be arriving at the other end. With OrbitRemit you’ve got the peace of mind that comes with knowing your money will arrive safely and quickly, every time you need to send cash from Australia to the Philippines – and remember, the first transfer you send with us is free!



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