bKash is Bangladesh’s most widely used mobile financial service, with tens of millions of users across the country. If you have family or friends in Bangladesh, sending money directly to their bKash wallet is one of the fastest and most convenient ways to get funds to them — no bank account or branch visit required.
OrbitRemit supports direct transfers from Australia and New Zealand to bKash wallets in Bangladesh, with a $0 transfer fee. This guide covers everything you need to know.
What Is bKash?
bKash (বিকাশ) is a mobile financial service (MFS) operated by bKash Limited, a subsidiary of BRAC Bank PLC in Bangladesh. It was launched in July 2011 and has grown to over 80 million registered users, making it one of the largest mobile money platforms in South Asia. Recipients use bKash for everyday payments, bill payments, sending money between wallets, and receiving international remittances.
To use bKash, recipients in Bangladesh register an account using their National ID (NID) and a local mobile number. The bKash account is tied to that mobile number — which is also the account identifier used for receiving transfers.
Government incentive: The Bangladesh government provides a guaranteed 2.5% incentive on inward remittances received through officially registered channels — including transfers received into bKash wallets. This incentive is automatic and requires no action from the sender or recipient for transfers under 500,000 BDT.
- Under 500,000 BDT: No documentation required — the 2.5% incentive is added automatically to the recipient’s account
- 500,000 BDT or more: The recipient will need to submit documentation to their receiving bank within 5 days to claim the incentive (copy of sender’s passport and an employment letter from the overseas employer, or a BMET certificate)
- Yearly cap: The incentive is subject to a cap of 500,000 BDT per recipient per year
This incentive is paid directly by the Bangladesh government to encourage formal remittances through regulated channels — it is not a promotional offer and is separate from OrbitRemit’s service.
Before you start — what you’ll need
Before creating your transfer, collect the following details from your recipient:
| Detail required | Notes |
|---|---|
| Full legal name | Must match exactly as shown on their National ID (NID) — the name used when they registered their bKash account |
| Registered bKash mobile number | The Bangladeshi mobile number linked to their bKash account — this is their bKash account identifier |
Important: Make sure the name and mobile number you enter match what your recipient registered with bKash exactly. Mismatches can cause delays or failed transfers.
Step-by-step: How to send money to bKash with OrbitRemit
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Log in and start a transfer
Log in to your OrbitRemit account at orbitremit.com or open the OrbitRemit app. If this is your first transfer, create a free account and complete identity verification.
Select Bangladesh (BDT) as the destination and enter the amount you want to send in AUD or NZD. OrbitRemit will show you the exchange rate and fee upfront before you confirm.
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Select bKash as the delivery method
When setting up your recipient, select bKash as the delivery method. If you have previously sent money to this recipient’s bank account, you will need to create a new recipient for bKash — the two delivery methods are stored separately.
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Enter your recipient’s details
Enter your recipient’s:
– Full legal name (as on their NID)
– Registered bKash mobile number -
Pay for your transfer
Choose your payment method:
– From Australia: bank transfer, debit card, PayID, Apple Pay or Google Pay
– From New Zealand: bank transfer, POLi, debit card, Apple Pay or Google PayOrbitRemit will not process the transfer until payment is received. Pay as soon as possible after creating your transfer for the fastest processing.
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Your recipient receives the funds
Once OrbitRemit processes your transfer, the funds are delivered directly to your recipient’s bKash wallet. They will receive a notification from bKash confirming the credit.
Your recipient can then use the funds directly from their bKash wallet for payments, send to other wallets, or cash out at a bKash agent.
Fees
OrbitRemit charges $0 fee on all Bangladesh (BDT) transfers — from both Australia and New Zealand. There are no transfer fees regardless of the amount you send.
The exchange rate and $0 fee are shown upfront before you confirm — no hidden charges.
New customers receive a $0 fee and promotional exchange rate on their first transfer (applies to the first $500; terms apply). Since Bangladesh transfers are already $0 fee, the promotional rate on the exchange is the key benefit for new senders.
Check the current live rate at orbitremit.com/bangladesh.
Transfer limits
| Payout method | Limit |
|---|---|
| bKash mobile wallet | 250,000 BDT per transaction |
| Personal bank account | 1,500,000 BDT per day |
If you need to send more than 250,000 BDT to a bKash wallet in a single transfer, you will need to split it across multiple transactions.
Transfer speed
bKash transfers from OrbitRemit are typically fast once payment is received. As with all transfers, processing may take longer for payments made on weekends or outside bank cut-off times.
Check the estimated delivery time shown in your OrbitRemit account when you confirm the transfer.
The Bangladesh government remittance incentive
This is worth highlighting for anyone sending regularly to Bangladesh.
The Bangladesh government provides a 2.5% cash incentive on all inward remittances sent through officially registered money transfer operators — which includes OrbitRemit. The incentive has been active since 2019 and remains fully confirmed for 2026.
How it works:
- The incentive is automatic — no action required from the sender
- The 2.5% is added on top of the transferred amount and credited to the recipient’s account
- It applies to both bank deposits and licensed mobile wallet transfers including bKash
Documentation requirements:
- Under 500,000 BDT: No documentation needed — the incentive is added automatically
- 500,000 BDT or more: The recipient must submit documentation to their receiving bank within 5 days: a copy of the sender’s passport plus an employment letter from the overseas employer or a BMET (Bureau of Manpower, Employment and Training) certificate
Yearly cap: The incentive is subject to a cap of 500,000 BDT per recipient per year.
Example: If you send the equivalent of AUD 1,000 to Bangladesh, your recipient receives the BDT equivalent — plus an automatic 2.5% on top from the Bangladesh government.
This incentive exists because the Bangladesh government wants to encourage formal, regulated remittances through licensed providers rather than informal channels. Using OrbitRemit means your recipient automatically qualifies.
Source: bkash.com — Remittance
FAQ’s (Frequently Asked Questions)
Is there a maximum amount I can send to bKash?
Yes. The limit for bKash mobile wallet transfers is 250,000 BDT per transaction. If you need to send more, split across multiple transfers. For comparison, the limit for bank deposit transfers to personal bank accounts in Bangladesh is 1,500,000 BDT per day.
Can I send money to bKash from Australia?
Yes. OrbitRemit supports direct transfers from Australia (AUD) to bKash wallets in Bangladesh, with a $0 transfer fee.
Can I send money to bKash from New Zealand?
Yes. OrbitRemit supports direct transfers from New Zealand (NZD) to bKash wallets in Bangladesh, with a $0 transfer fee.
What details do I need to send money to bKash?
You need your recipient’s full legal name (as registered on their National ID) and their registered bKash mobile number. Make sure both match what they used to register their bKash account.
Is there a fee to send money to bKash with OrbitRemit?
No. OrbitRemit charges $0 fee on all Bangladesh (BDT) transfers from Australia and New Zealand.
How long does a bKash transfer take?
Transfers are typically processed quickly once OrbitRemit receives your payment. Transfers made on weekdays during business hours are generally fastest. Weekend and public holiday transfers may take longer. Check the estimated delivery time shown at the time of your transfer.
Does my recipient need a bank account to receive money via bKash?
No. bKash is a mobile wallet — your recipient only needs their bKash-registered mobile number and the bKash app or access to a bKash agent. No bank account is required.
What is the government remittance incentive?
The Bangladesh government provides a 2.5% incentive on inward remittances received through officially registered channels, including bKash. It is automatic for transfers under 500,000 BDT — no documentation needed. For transfers of 500,000 BDT or more, the recipient must submit documentation to their bank within 5 days to claim it. The incentive is subject to a yearly cap of 500,000 BDT per recipient. It is paid on top of the transferred amount and is not deducted from what you send.
Can I also send to a bank account in Bangladesh with OrbitRemit?
Yes. In addition to bKash, OrbitRemit supports bank deposit transfers to major Bangladeshi banks. You will need to set up a separate recipient for bank transfers. Visit orbitremit.com/bangladesh for supported banks.
What if I enter the wrong bKash number?
Contact OrbitRemit support as soon as possible at [email protected] before the transfer is processed. Always double-check the bKash mobile number with your recipient before confirming.
Is it safe to send money to bKash with OrbitRemit?
Yes. OrbitRemit is regulated by ASIC in Australia (AFSL: 470646) and supervised by the DIA in New Zealand (FSP7721). Customer funds are held in segregated accounts. Your transfer is delivered directly to your recipient’s bKash wallet.
Also available: send to a Bangladeshi bank account
As well as bKash, OrbitRemit supports direct bank deposit transfers to major banks in Bangladesh, including Prime Bank, Eastern Bank, NCC Bank, Midland Bank, Bank Asia and more.
For bank transfers you will need your recipient’s full legal name, bank name and account number.
Send money to bKash with OrbitRemit
OrbitRemit makes it simple to send money directly to bKash in Bangladesh from Australia and New Zealand — with $0 fees, a competitive exchange rate, and real-time transfer tracking.
- $0 fee on all Bangladesh transfers
- Direct to bKash wallet — no bank account needed
- Recipient automatically receives 2.5% Bangladesh government incentive on qualifying transfers
- Regulated by ASIC in Australia (AFSL: 470646) | DIA-supervised in New Zealand (FSP7721)
- Rated Excellent on Trustpilot — 4.8/5 from 33,000+ reviews
- 500,000+ customers trust OrbitRemit
This guide is based on OrbitRemit’s current service documentation. Fees, exchange rates, transfer limits and processes are subject to change. Government incentive rates are set by the Bangladesh government and may change. For the most current information visit orbitremit.com/bangladesh and support.orbitremit.com. Last updated May 2026.
Sources: orbitremit.com/bangladesh | blog.orbitremit.com — Send money to Bangladesh | bkash.com — Remittance
