Summary
OrbitRemit charges a flat AUD/NZD $1 fee per transfer to Fiji — one of the lowest fees for any Pacific Island corridor; fee-free above AUD/NZD $10,000; delivery to M-PAiSA, Digicel MyCash, Sole mobile wallets and all major Fijian banks
Australia is home to one of the largest Fijian diaspora communities in the world — with approximately 69,000 Fijian-born people in Australia at the 2021 Census — the largest Fijian population outside Fiji — and a significant Fijian community in New Zealand; remittances from Australia and New Zealand are a vital part of the Fijian economy
Transfers to Fiji arrive same working day in most cases — M-PAiSA and MyCash mobile wallet transfers are typically instant once processed; bank transfers arrive the same working day for transfers initiated before the daily cut-off
This guide covers everything you need to know about sending money from Australia and New Zealand to Fiji — fees, delivery options, mobile wallets and how to get money to family in Suva, Nadi, Lautoka and across the islands.
The Fijian community in Australia and New Zealand
Australia is home to over 80,000 Fijian-born people — one of the largest Fijian diaspora communities in the world. The community is concentrated in Sydney (particularly the western suburbs), Melbourne, Brisbane and the Gold Coast. New Zealand also has a significant Fijian community, particularly in Auckland’s South Auckland suburbs alongside the broader Pacific Island community.
The Fijian-Australian and Fijian-New Zealand communities are known for their strong church networks, rugby culture, and close family ties to Fiji. Remittances sent home from Australia and New Zealand contribute significantly to household incomes across Fiji — particularly in outer islands and rural areas where formal employment is limited.
Sending money to Fiji with OrbitRemit
OrbitRemit supports AUD and NZD to FJD transfers with delivery to:
- M-PAiSA — Vodafone Fiji’s mobile wallet
- Digicel MyCash — Fiji’s second major mobile wallet
- Sole — a third mobile wallet option
- All major Fijian banks — Bank of the South Pacific (BSP), ANZ Fiji, Westpac Fiji, HFC Bank, Bred Bank Fiji
Fees:
- AUD to FJD: AUD $1 flat fee (fee-free above AUD $10,000)
- NZD to FJD: NZD $1 flat fee (fee-free above NZD $10,000)
Speed: Same working day in most cases. Transfers initiated before the daily cut-off on a working day settle the same day in Fiji. Weekend transfers may take until the next Fijian working day.
Step by step: how to send money to Fiji
- Create your free OrbitRemit account at orbitremit.com or download the OrbitRemit app
- Verify your identity — one-time biometric ID check using your passport or Australian/NZ driver’s licence; takes 2-3 minutes
- Select Fiji (FJD) as the destination currency and enter the amount you want to send
- Add your recipient:
- For M-PAiSA or MyCash: enter the recipient’s name and mobile wallet phone number
- For bank transfer: enter the recipient’s bank name, account number and full name
- For Sole: enter the recipient’s Sole wallet number
- Pay by bank transfer from your Australian or NZ bank account
- Track your transfer in real time via the OrbitRemit app
M-PAiSA — Fiji’s most used mobile wallet
M-PAiSA is operated by Vodafone Fiji and is the most widely used mobile wallet in Fiji. It allows recipients to receive international transfers, make payments, buy mobile credit and withdraw cash at Vodafone agents across the country.
What your recipient needs:
- An activated M-PAiSA account linked to their Vodafone Fiji mobile number
- Sufficient KYC (Know Your Customer) verification for their wallet tier — as of September 2025, M-PAiSA customers are grouped into two tiers based on verification status; higher tiers have higher receiving limits
Transfer limit: FJD 10,000 per transfer (M-PAiSA wallet balance limit is also FJD 10,000 — check your recipient’s balance before sending a large amount)
How your recipient activates M-PAiSA:
- Download the M-PAiSA app from the App Store or Google Play
- Tap “Don’t have M-PAiSA? Sign Up Now”
- Enter their Vodafone Fiji mobile number
- Enter the activation code received by SMS
- Account is active and ready to receive
Digicel MyCash
MyCash is Fiji’s second major mobile wallet, operated by Digicel. Available across Fiji including outer islands where Digicel has network coverage.
Transfer limit: FJD 3,400 per transfer (MyCash wallet balance limit is FJD 10,000)
What your recipient needs: A fully registered and active MyCash account.
Fijian banks
OrbitRemit supports direct deposits to all major Fijian banks — not just the ones listed below. If your recipient banks in Fiji, they can receive your transfer directly to their account.
| Bank | Notes |
|---|---|
| Bank of the South Pacific (BSP) | Fiji’s largest bank; widest branch network |
| ANZ Fiji | Part of the ANZ Australia/NZ network |
| Westpac Fiji | Part of the Westpac Australia/NZ network |
| HFC Bank | Fiji-based; formerly Home Finance Company |
| Bred Bank Fiji | French Pacific bank with Fijian operations |
Not sure if your recipient’s bank is supported? Check orbitremit.com/fiji or contact [email protected] before sending.
Fijian community considerations
Sevu-sevu and community contributions: In Fijian culture, sevu-sevu (a welcoming ceremony involving the presentation of yaqona/kava) and community and church contributions are significant financial obligations for many Fijian families. Fijians in Australia and New Zealand often send money home specifically for these cultural obligations, weddings, funerals and school fees.
Outer islands: For family in Kadavu, the Lau Group, Rotuma or other outer islands, M-PAiSA and MyCash are often more accessible than a bank branch. Mobile wallet transfers reach recipients who are hours from the nearest bank.
School fees: Fiji’s school fees are a significant expense for many families. Many Fijian-Australians send money specifically to cover school fees at the start of each Fijian school term.
Comparing the cost
Banks and traditional money transfer operators charge significantly more for AUD/NZD to FJD transfers. Monito.com data confirms the average total cost of a bank transfer from Australia to Fiji is approximately 8-10% of the transfer amount — compared to OrbitRemit’s flat AUD/NZD $1 fee with no exchange rate markup.
On a AUD $500 transfer, a bank charging 8% costs AUD $40 in total fees and margin. OrbitRemit charges AUD $1. The difference is AUD $39 — money that stays with your family in Fiji.
FAQs (frequently asked questions)
How much does it cost to send money from Australia to Fiji?
OrbitRemit charges a flat AUD $1 fee per transfer. The fee is AUD/NZD $0 above AUD/NZD $10,000. There is no exchange rate markup — the rate shown is the rate applied.
How long does a transfer to Fiji take?
Same working day in most cases. M-PAiSA and MyCash wallet transfers are typically instant once processed. Bank transfers arrive the same working day for transfers initiated before the daily cut-off.
Which mobile wallets does OrbitRemit support for Fiji?
M-PAiSA (Vodafone Fiji), Digicel MyCash and Sole.
What is the transfer limit to Fiji?
M-PAiSA: FJD 10,000 per transfer (wallet balance limit also FJD 10,000). MyCash: FJD 3,400 per transfer. For bank transfers, check with OrbitRemit for current limits.
Does my recipient need to have an active M-PAiSA account?
Yes — the M-PAiSA account must be activated before it can receive a transfer. Activation is free and takes a few minutes via the M-PAiSA app or by calling Vodafone Fiji customer service.
Can I send money to Fiji from New Zealand?
Yes — OrbitRemit supports NZD to FJD transfers at a flat NZD $1 fee (fee-free above NZD $10,000), with the same delivery options as from Australia.
Is OrbitRemit regulated?
Yes. OrbitRemit is regulated by ASIC in Australia (AFSL: 470646) and supervised by the Department of Internal Affairs (DIA) in New Zealand (FSP7721).
Fees, rates and supported banks are subject to change. Check orbitremit.com/fiji for current rates and delivery options. Last updated August 2026.
Sources: OrbitRemit — Send money to Fiji (orbitremit.com/fiji) | OrbitRemit Support — Paying to an M-PAiSA account in Fiji (support.orbitremit.com) | Rocket Remit — AUD to FJD (April 2026) | WorldRemit — Send money to Fiji mobile money | Wikipedia — Economy of Fiji
