How to Send Money to the USA: A Step by Step Guide

Sending money to the USA doesn’t have to be a complicated, expensive or time-consuming process. To make things easier, we’ve prepared an easy-to-follow, step-by-step guide to take you through the process of how to send money to the United States online.

Money Transfer, USA

1) Choose your service provider

You will need to do your research and work out which provider is best for you, as all of the major online remittance services have slightly different offerings. If you’ve never performed an online money transfer before, OrbitRemit is a great choice as we will waive the fees on your first transfer so you can give it a try with nothing to lose.

2) Give the provider the details of your recipient

Once again the providers will differ on this front with many requiring the person at the other end to physically present at an office in the United States in order to collect their funds. You need to take some care here, as different operators will have different requirements when it comes to what documentation the recipient needs to have with them when they collect the cash. With OrbitRemit, we transfer straight into the receiving bank account within one business day of receiving your cleared funds, so we keep things pretty straightforward.

3) Transfer the funds to the provider you have selected

This process will differ slightly between the providers. Some will require you to use a credit card to fund the transfer, others may require you to fund an online account prior to performing it. OrbitRemit simply requires that you transfer the money into our local bank account in your country – that makes it fast, easy and cheap.

4) Note down and save the details of the transfer

Depending on the provider, you may be given a reference number which you’ll need to give to the person stateside who is waiting for your transfer. Also be sure to take note of any timeframes that they give you as to when the funds will be available.

5) Forward the transfer details to the recipient

Once you’ve gone through all the formalities, all that is left to do is for you to let the person who is waiting know that the funds are en route and what process they will need to go through at the other end in order to collect them.

6) Track your transfer online

While this is not an option all banks and transfer companies offer, at OrbitRemit we’ve developed a useful tool that lets you track the progress of your transfer online for a bit of extra peace of mind.

And it’s as simple as that – you will have your funds where they need to be, safe and sound in the USA nice and quickly. Just one word to the wise, be sure you compare the exchange rates and the fees that the different providers have on offer prior to choosing one. You will find that you can save a lot of money if you take this approach. (You can check out our exchange rates using the calculator in the top right hand corner of the screen.)


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