OrbitRemit supports direct transfers to China from Australia and New Zealand — to Chinese bank accounts and Alipay mobile wallets — for a flat $4 fee per transfer. This guide covers everything you need to know.
Delivery options
OrbitRemit supports two ways for your recipient to receive money in China:
- Bank deposit: Funds are deposited directly into your recipient’s Chinese bank account. All major Chinese banks are supported including ICBC, Bank of China, China Construction Bank, Agricultural Bank of China and more.
- Alipay: Funds are delivered directly to your recipient’s Alipay account using their registered mobile number. No bank account required.
Transfer limits
Transfer limits to China vary by delivery method:
| Delivery method | Per transfer | Per month | Per year |
|---|---|---|---|
| Bank deposit | 30,000 CNY | 10 transfers | 300,000 CNY |
| Alipay | 50,000 CNY | 15 transfers per Alipay ID | 800,000 CNY |
If you need to send more than the per-transfer limit, split across multiple transfers — keeping in mind the monthly and annual caps above.
Fees
Sending CNY from Australia or New Zealand with OrbitRemit costs just $0.99 per transfer — one of the lowest fees of any corridor.
Transfers of AUD or NZD $10,000 or more are completely fee-free.
All fees and the exchange rate are shown upfront before you confirm. There are no surprises and no deduction at the receiving end.
New customers: First transfer free with a special promotional exchange rate (applies to first $500; terms apply).
Check the current live rate at orbitremit.com/china
Transfer speed
Transfers to China are completed within 1 working day. Once OrbitRemit receives your payment, funds are processed and deposited directly into your recipient’s account within that timeframe.
Transfers sent on weekends or public holidays may arrive later, as local banks and payout partners operate on standard hours. The estimated delivery time is always shown before you confirm.
Payment methods and processing times:
- Debit card, Apple Pay, Google Pay: Fastest method
- PayID (AU): A few minutes
- POLi (NZ): A few minutes
- Bank transfer: Within the same working day
How to send money to China
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Log in and start a transfer
Log in to your OrbitRemit account at orbitremit.com or open the OrbitRemit app. Select CNY (Chinese Yuan / Renminbi) as the receiving currency and enter the amount you want to send in AUD or NZD.
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Choose your delivery method
Select either Bank deposit or Alipay as the delivery method.
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Enter your recipient’s details
For bank deposit: Enter your recipient’s full name and Chinese bank account details.
For Alipay: Enter your recipient’s name and their Alipay-registered mobile number. Make sure the mobile number is the one linked to their active Alipay account.
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Pay for your transfer
Choose your payment method and confirm. The $0.99 fee and exchange rate are both fixed at the time you confirm.
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Your recipient receives the funds
Funds are delivered directly to your recipient’s bank account or Alipay wallet. There is no deduction at the receiving end.
What details do I need for a Chinese bank transfer?
For bank deposit transfers to China, you will typically need:
| Detail | Notes |
|---|---|
| Recipient full name | As it appears on their Chinese bank account (in Pinyin or Chinese characters depending on the bank) |
| Bank name | e.g. ICBC, Bank of China, CCB, ABC |
| Account number | Chinese bank account numbers are typically 16–19 digits |
| Branch name or SWIFT/BIC | Some transfers may require the branch name or SWIFT code |
Ask your recipient to check their bank account details directly from their banking app or bank card.
FAQ’s (Frequently asked questions)
How much does it cost to send money to China from Australia?
OrbitRemit charges just $0.99 per transfer from AUD to CNY — one of the lowest fees of any corridor. Transfers of AUD $10,000 or more are fee-free.
How much does it cost to send money to China from New Zealand?
OrbitRemit charges just $0.99 per transfer from NZD to CNY. Transfers of NZD $10,000 or more are fee-free.
Can I send to Alipay from Australia or New Zealand?
Yes. OrbitRemit supports Alipay delivery. The limit is 50,000 CNY per transfer, with up to 15 transfers per Alipay ID per month and an annual cap of 800,000 CNY. Bank deposit supports up to 30,000 CNY per transfer, 10 transfers per month and 300,000 CNY per year.
How long does a transfer to China take?
Transfers to China are completed within 1 working day. Transfers sent on weekends or public holidays may take longer.
Does my recipient need an Alipay account to receive the transfer?
Yes. For Alipay delivery, your recipient must have an active Alipay account linked to their Chinese mobile number.
Is there a deduction at the receiving end?
No. Your recipient receives the full CNY amount shown at the time of your transfer.
Is it safe to send money to China with OrbitRemit?
Yes. OrbitRemit is regulated by ASIC in Australia (AFSL: 470646) and supervised by the DIA in New Zealand (FSP7721).
Send money to China with OrbitRemit
- Bank deposit and Alipay delivery supported
- Just $0.99 per transfer (fee-free above AUD or NZD $10,000)
- Completed within 1 working day
- No deduction at the receiving end
- Regulated by ASIC in Australia (AFSL: 470646) | DIA-supervised in New Zealand (FSP7721)
- Rated Excellent on Trustpilot from over 34,000 reviews
This guide is based on OrbitRemit’s current service information. Fees, transfer limits, exchange rates and processes are subject to change. Last updated June 2026.
Source: orbitremit.com/china
