Send Money to Nepal from Australia and New Zealand

Sending money to Nepal from Australia or New Zealand is an important financial lifeline for families, students, and professionals supporting loved ones back home. With modern online transfer services like OrbitRemit, international remittances to Nepal can be faster, safer and more cost-effective than using traditional banks.

In this 2026 guide, you’ll learn how to send money to Nepal from Australia and New Zealand, explore the benefits of using OrbitRemit, and find tips for saving on fees and exchange rates.

Why Australians and New Zealanders send money to Nepal

Australia and New Zealand are home to a growing Nepalese community, with strong family and financial ties maintained across both countries. People send money to Nepal for many reasons:

Family living expenses and regular financial support
Tuition and education fees
Medical costs and emergencies
Property purchases, mortgages, and bills
Business investment and payments
Special occasions and cultural celebrations such as Dashain, Tihar and Teej

Choosing a trusted international money transfer provider helps ensure your funds arrive quickly and securely, with lower fees and better currency value than the banks.

How to send money to Nepal using OrbitRemit

Sending money to Nepal with OrbitRemit’s online platform is simple and transparent.

Create an account or log in

Register online or log into your existing account. New customers will need to complete a one-time biometric verification — a quick identity check that keeps your account secure and meets regulatory requirements.

📋 How to complete biometric verification →
Set up your transfer

Once your account is verified / you’ve logged in:

– Choose Nepalese Rupee (NPR) as the receiving currency
– Enter the amount you want to send in AUD or NZD, or the amount you’d like your recipient to receive in NPR
– Review the exchange rate and transfer fee before confirming.

OrbitRemit’s currency calculator shows how much your recipient will receive, helping you make informed decisions before sending.
Select delivery method

Under ‘Recipient Type’ select from:

– Bank Account Deposit: Funds are sent directly into your recipient’s Nepalese bank account through secure banking networks.

– Mobile Wallet: Funds are delivered directly to your recipient’s eSewa, IME Pay or Khalti wallet using their registered mobile details.

– Cash Pickup: Your recipient can collect funds in person from a supported pickup location across Nepal.
Add your recipient’s details

You will need to provide your recipient’s details, including:

For bank transfers:
– Full legal name
– Bank name and account number
– Contact details

For mobile wallets:
– Full legal name
– Recipient’s registered mobile wallet number (eSewa, IME Pay or Khalti)

For cash pickup:
– Full legal name
– Required identification details

Accurate information helps prevent transfer delays and ensures your recipient receives funds smoothly.
Pay for your transfer

Choose your preferred payment method:

Australia: Bank transfer, debit card, PayID, Apple Pay, Google Pay
New Zealand: Bank transfer, debit card, POLi, Apple Pay, Google Pay

Once payment is received, OrbitRemit processes your transfer. You can track its progress in real time from your account.

📋 Full step-by-step guide to your first transfer →

How fast are transfers to Nepal?

Traditional bank international transfers can take two to five working days. With OrbitRemit, transfers to Nepal typically complete within the same business day of payment being received — including bank transfers and cash pickups.

Factor	Details
Bank deposits	Typically same business day once payment is confirmed
Mobile wallets	Typically same business day once payment is confirmed
Cash pickup	Typically same business day once payment is confirmed
First-time transfers	May take slightly longer during verification
Public holidays/weekends	Bank processing schedules may cause minor delays

Important: First-time transfers may take slightly longer while identity verification is completed. Transfers made over weekends or public holidays may experience minor delays due to bank processing schedules.

Key benefits of using OrbitRemit (2026)

Low, transparent transfer fees

OrbitRemit charges no transfer fee on transfers from Australia to Nepal — sending AUD to Nepal is completely free. Transfers from New Zealand cost just $4 per transaction, with no hidden charges.

New customers receive OrbitRemit’s special promo rate plus $0 fees* on their first transfer
AUD to NPR: $0 — free every time
NZD to NPR: $4 flat fee
Transfers of $10,000 or more are also fee-free

*New customers only. Limited time offer. Rate subject to change. $500 AUD/$500 NZD limit applies. Terms and conditions apply. Not available in conjunction with any other offer.

Competitive exchange rates

OrbitRemit provides competitive AUD to NPR and NZD to NPR exchange rates that are typically much stronger than those offered by Australian or New Zealand banks. Up to 75% cheaper than the banks.*

Check today’s rates

*Based on internal research conducted in December 2024.

Flexible receiving options

Recipients in Nepal can receive funds through three convenient methods:

Bank deposits — sent directly into any Nepalese bank account, including Everest Bank, Global IME Bank, Laxmi Sunrise, Nabil Bank, NIC Asia, and more
Mobile wallets — delivered directly to your recipient’s eSewa, IME Pay or Khalti wallet using their registered mobile number
Cash pickup — your recipient can collect funds in person from a supported pickup location across Nepal, with a limit of 100,000 NPR per transaction

Security and regulation

From login to delivery, your money and personal information are kept safe using industry-leading encryption and fraud detection systems.

OrbitRemit is regulated in Australia by the Australian Securities and Investments Commission (ASIC) and registered with AUSTRAC, and in New Zealand supervised by the Department of Internal Affairs (DIA) as a licensed money remitter. We follow strict financial, compliance and anti-money laundering requirements to ensure your transfers are always safe and transparent.

Easy-to-use online platform

OrbitRemit offers a user-friendly app and website that allows customers to arrange transfers quickly and track transactions in real time. Customer support is available via email and live chat.

Need help?

OrbitRemit vs other money transfer providers

OrbitRemit vs traditional banks

OrbitRemit Advantages

$0 transfer fee from Australia — completely free to send AUD to Nepal
More competitive NPR exchange rates Flexible delivery to bank accounts, mobile wallets, and cash pickup locations
Local in New Zealand and Australia

OrbitRemit vs Wise

Wise Strengths

Uses the mid-market exchange rate
Fully transparent fee structure

OrbitRemit Strengths

$0 fee on AUD to NPR transfers — no fee every time
Fee-free transfers for large amounts above $10,000
Multiple payout options including cash pickup and mobile wallets
Services designed specifically for AU and NZ customers

Wise separates fees from exchange rates, while OrbitRemit includes some margin within the exchange rate — a common and transparent pricing model across the remittance industry.

OrbitRemit vs Western Union

Western Union Strengths

Extensive global cash pickup network

OrbitRemit Strengths

Typically lower fees compared with traditional wire services
Online-first service that helps reduce operational costs
No need to visit a physical location
Cash pickup also available in Nepal through OrbitRemit

Western Union and similar providers may charge both transfer fees and exchange rate mark-ups.

OrbitRemit vs WorldRemit and Remitly

Many digital remittance providers offer delivery to Nepal. However, pricing structures, transfer fees, and exchange rate mark-ups can vary significantly between providers.

OrbitRemit stands out for its $0 fee on all AUD to Nepal transfers, three flexible payout options, and its focus on the Australian and New Zealand market.

Frequently Asked Questions (FAQs)

Is OrbitRemit safe to use for transfers to Nepal?

Yes, OrbitRemit is safe. OrbitRemit is regulated in Australia by the Australian Securities and Investments Commission (ASIC) and registered with AUSTRAC, and in New Zealand supervised by the Department of Internal Affairs (DIA) as a licensed money remitter. Every transfer is protected by industry-leading security and encryption.

How much does it cost to send money to Nepal from Australia?

Sending money to Nepal from Australia with OrbitRemit is completely free — $0 transfer fee. There are no hidden charges. All fees and the exchange rate are shown upfront before you confirm.

How much does it cost to send money to Nepal from New Zealand?

Sending money to Nepal from New Zealand with OrbitRemit costs a low flat fee of $4 NZD. Transfers over $10,000 NZD are completely free. All fees and the exchange rate are shown upfront before you confirm.

Can I send money to a mobile wallet in Nepal?

Yes. OrbitRemit supports sending money directly to eSewa, IME Pay and Khalti mobile wallets in Nepal. You’ll need your recipient’s registered mobile wallet number to set up the transfer. Mobile wallet limits are subject to the wallet’s own receiving limits.

Can my recipient collect cash in Nepal?

Yes. OrbitRemit offers cash pickup in Nepal, allowing your recipient to collect funds in person from a supported payout location. The cash pickup limit is 100,000 NPR per transaction.

What banks can I send money to in Nepal?

With OrbitRemit, you can send money directly to bank accounts across Nepal. Supported banks include Everest Bank, Global IME Bank, Laxmi Sunrise, Nabil Bank, NIC Asia, and many other Nepalese financial institutions.

What information do I need to send money to Nepal?

For bank transfers you typically need:
– Recipient’s full legal name
– Bank name and account number
– Contact details

For mobile wallet transfers you need:
– Recipient’s full legal name
– Recipient’s registered mobile wallet number (eSewa, IME Pay or Khalti)

For cash pickup you need:
– Recipient’s full legal name
– Required identification details

Ensuring all details are accurate helps prevent delays and ensures smooth delivery.

Is there a transfer limit for sending money to Nepal with OrbitRemit?

Yes, transfer limits apply. The daily transaction limit to bank accounts in Nepal is 999,000 NPR. For cash pickups, the limit is 100,000 NPR per transaction. For mobile wallet transfers to eSewa, IME Pay and Khalti, limits are subject to the wallet’s own receiving limits.

What payment methods can I use in Australia?

Australia payment methods include:
– Bank transfer
– Debit card
– PayID
– Apple Pay and Google Pay (where available)

Available payment methods may vary depending on your transfer type, bank, and device.

What payment methods can I use in New Zealand?

New Zealand payment methods include:
– Bank transfer
– Debit card
– POLi
– Apple Pay and Google Pay (where available)

Available payment methods may vary depending on your transfer type, bank, and device.

Can I track my transfer to Nepal?

Yes. OrbitRemit allows you to track your money transfer in real time through your online account or mobile app. You can view status updates at each stage of the transfer process, from payment confirmation through to successful delivery.

To learn more, visit OrbitRemit’s help centre: https://support.orbitremit.com/hc/en-us/sections/360001212634-Transfer-Status

Why OrbitRemit is a strong choice for AU and NZ transfers in 2026

OrbitRemit combines:

$0 transfer fee from Australia — free every time for AUD to NPR
Low $4 flat fee from New Zealand — with free transfers above $10,000
Competitive AUD→NPR and NZD→NPR exchange rates
Three flexible payout options — bank deposit, mobile wallet, and cash pickup
Transfers typically arrive within the same business day
Rated Excellent on Trustpilot from over 33,000 reviews
Strong security and regulatory compliance
Services tailored specifically for AU and NZ customers

This balance makes OrbitRemit a reliable and cost-effective choice for sending money to Nepal.

Start sending money to Nepal today

Sending money to Nepal doesn’t need to be expensive or complicated. With OrbitRemit, Australians can send funds to Nepal for free — no transfer fee, every time. New Zealanders pay just a low $4 flat fee, with free transfers above $10,000.

Whether you’re supporting family, celebrating Dashain, or managing financial commitments, OrbitRemit helps you send more of your money home.

Start your transfer today