Sending money to Vietnam from Australia or New Zealand is a common need for families, students, professionals, and those supporting loved ones back home. With modern online transfer services like OrbitRemit, international remittances to Vietnam can be faster, safer and more cost-effective than using traditional banks.
In this 2026 guide, you’ll learn how to send money to Vietnam from Australia and New Zealand, explore the benefits of using OrbitRemit, and find tips for saving on fees and exchange rates.
Why Australians and New Zealanders send money to Vietnam
Vietnam has one of the fastest-growing overseas communities in Australia and New Zealand, with strong ties between families across both countries. People send money to Vietnam for many reasons:
- Family living expenses and regular financial support
- Tuition and education fees
- Medical costs and emergencies
- Property purchases, mortgages, and bills
- Business investment and payments
- Special occasions, cultural festivals, and celebrations such as Tết
Choosing a trusted international money transfer provider helps ensure your funds arrive quickly and securely, with lower fees and better currency value than the banks.
How to send money to Vietnam using OrbitRemit
Sending money to Vietnam with OrbitRemit’s online platform is simple and transparent.
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Create an account or log in
Register online or log into your existing account. New customers will need to complete a one-time biometric verification — a quick identity check that keeps your account secure and meets regulatory requirements.
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Set up your transfer
Once your account is verified / you’ve logged in:
– Choose Vietnamese Dong (VND) as the receiving currency
– Enter the amount you want to send in AUD or NZD, or the amount you’d like your recipient to receive in VNDReview the exchange rate and transfer fee before confirming. OrbitRemit’s currency calculator shows how much your recipient will receive, helping you make informed decisions before sending.
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Select delivery method
Under ‘Recipient Type’ select from:
– Bank Account Deposit: Funds are sent directly into Vietnamese bank accounts. Over 85% of OrbitRemit transfers arrive within 2 hours of payment being received.
– Cash Pickup: Recipients can collect cash from DongA Bank branches across Vietnam. Once OrbitRemit receives your payment, your transfer will be released for cash pickup. If you provide a valid mobile number, OrbitRemit will notify your recipient when the cash is ready to collect.
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Add your recipient’s details
You will need to provide your recipient’s details, including:
– Full legal name
– Bank name and account number (for bank deposits)
– Collection details and valid ID information (for cash pickup)
– Contact detailsAccurate information helps prevent transfer delays and ensures your recipient receives funds smoothly.
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Pay for your transfer
Choose your preferred payment method:
Australia: Bank transfer, debit card, PayID, Apple Pay, Google Pay
New Zealand: Bank transfer, debit card, POLi, Apple Pay, Google PayOnce payment is received, OrbitRemit processes your transfer. You can track its progress in real time from your account.
How fast are transfers to Vietnam?
Traditional bank international transfers can take two to five working days. OrbitRemit is built for speed – transfers to Vietnam typically arrive within 1–2 working days of payment being received.
| Factor | Details |
|---|---|
| Bank deposits | Typically 1–2 working days once payment is confirmed |
| Cash pickup | Available at DongA Bank branches shortly after payment is received, subject to branch opening hours |
| First-time transfers | May take slightly longer during verification |
| Public holidays/weekends | Bank processing schedules may cause minor delays |
Important: First-time transfers may take slightly longer while identity verification is completed. Transfers made over weekends or public holidays may experience minor delays due to bank processing schedules.
Key benefits of using OrbitRemit (2026)
Low, transparent transfer fees
OrbitRemit charges a fixed, flat transfer fee so you always know the cost upfront — no percentage-based fees, no surprises.
- New customers receive OrbitRemit’s special promo rate plus $0 fees*
- AUD to VND: $0 fees every time
- NZD to VND: $4 NZD per transfer
- Transfers of $10,000 or more are fee-free
*New customers only. Limited time offer. Rate subject to change. $500 AUD/$500 NZD limit applies. Terms and conditions apply. Not available in conjunction with any other offer.
Competitive exchange rates
OrbitRemit provides competitive AUD to VND and NZD to VND exchange rates that are typically much stronger than those offered by Australian or New Zealand banks. Up to 75% cheaper than the banks.*
*Based on internal research conducted in December 2024.
Security and regulation
From login to delivery, your money and personal information are kept safe using industry-leading encryption and fraud detection systems.
OrbitRemit is regulated in Australia by the Australian Securities and Investments Commission (ASIC) and registered with AUSTRAC, and in New Zealand supervised by the Department of Internal Affairs (DIA) as a licensed money remitter. We follow strict financial, compliance and anti-money laundering requirements to ensure your transfers are always safe and transparent.
Flexible Receiving Options
Recipients in Vietnam can receive funds through:
- Bank deposits — sent directly to any Vietnamese bank account
- Cash pickup — collected from DongA Bank branches across Vietnam
Easy-to-use online platform
OrbitRemit offers a user-friendly app and website that allows customers to arrange transfers quickly and track transactions in real time. Customer support is available via email and live chat.
OrbitRemit vs other money transfer providers
OrbitRemit vs traditional banks
OrbitRemit Advantages
- Fixed, visible fees with no hidden charges
- More competitive VND exchange rates
- Faster transfer speeds — over 85% arrive within 2 hours
- Local in New Zealand and Australia
OrbitRemit vs Wise
Wise Strengths
- Uses the mid-market exchange rate
- Fully transparent fee structure
OrbitRemit Strengths
- Fixed and often lower upfront transfer fees
- Fee-free transfers for large amounts above $10,000
- Services designed specifically for AU and NZ customers
Wise separates fees from exchange rates, while OrbitRemit includes some margin within the exchange rate — a common and transparent pricing model across the remittance industry.
OrbitRemit vs Western Union
Western Union Strengths
- Extensive global cash pickup network
OrbitRemit Strengths
- Typically lower fees compared with traditional wire services
- Online-first service that helps reduce operational costs
- No need to visit a physical location
Western Union and similar providers may charge both transfer fees and exchange rate mark-ups.
OrbitRemit vs WorldRemit and Remitly
Many digital remittance providers offer fast delivery to Vietnam. However, pricing structures and exchange rate mark-ups can vary significantly between providers.
OrbitRemit is often favoured for its straightforward fixed-fee model, strong pricing for larger transfers, and its focus on the Australian and New Zealand market.
Frequently Asked Questions (FAQs)
Is OrbitRemit safe to use for transfers to Vietnam?
Yes, OrbitRemit is safe. OrbitRemit is regulated in Australia by the Australian Securities and Investments Commission (ASIC) and registered with AUSTRAC, and in New Zealand supervised by the Department of Internal Affairs (DIA) as a licensed money remitter. Every transfer is protected by industry-leading security and encryption.
How much does it cost to send money to Vietnam from Australia?
Sending money to Vietnam from Australia with OrbitRemit is fee-free every time — $0 transfer fee. All fees and the exchange rate are shown upfront before you confirm.
Fees and availability may vary depending on the payment method and any promotional offers at the time of sending.
How much does it cost to send money to Vietnam from New Zealand?
Transfers from New Zealand to Vietnam cost $4 NZD per transfer. New customers receive a special promo rate and $0 fee on their first transfer.* Transfers of $10,000 NZD or more are fee-free.
Fees and availability may vary depending on the payment method and any promotional offers at the time of sending.
How long does it take to send money to Vietnam with OrbitRemit?
Transfers to Vietnam typically arrive within 1–2 working days of payment being received. Cash pickup at supported locations is available subject to partner opening hours. Transfers made on weekends or public holidays may take slightly longer.
What banks can I send money to in Vietnam?
With OrbitRemit, you can send money directly to bank accounts across Vietnam. Supported banks include Vietcombank, Techcombank, BIDV, VPBank, MB Bank, ACB, VietinBank, and more.
Can I send money to Vietnam for cash pickup?
Yes. Recipients can collect cash from supported pickup locations across Vietnam. When setting up your transfer, select cash pickup as the delivery method and provide your recipient’s details as shown on their valid identification.
To learn more, visit: https://support.orbitremit.com/hc/en-us/articles/360003253954-Pay-a-person-in-Vietnam-for-cash-pickup
What information do I need to send money to Vietnam?
For bank deposits you typically need:
– Recipient’s full legal name (as it appears on their bank account or ID)
– Bank name and account number
– Contact details
For cash pickup, your recipient will need to present valid identification at the collection location. Ensuring all details are accurate helps prevent delays and ensures smooth delivery.
Is there a transfer limit for sending money to Vietnam with OrbitRemit?
Yes. The daily transaction limit to personal accounts in Vietnam is 499,999,999 VND. For cash pickup, the limit is 75,000,000 VND per transaction.
What payment methods can I use in Australia?
OrbitRemit supports a range of convenient and secure payment methods for customers sending money to Vietnam from Australia.
Australia payment methods include:
– Bank transfer
– Debit card
– PayID
– Apple Pay and Google Pay (where available)
Available payment methods may vary depending on your transfer type, bank, and device. Faster payment options such as PayID or debit card may help speed up transfer processing times.
What payment methods can I use in New Zealand?
OrbitRemit supports a range of convenient and secure payment methods for customers sending money to Vietnam from New Zealand.
New Zealand payment methods include:
– Bank transfer
– Debit card
– POLi
– Apple Pay and Google Pay (where available)
Available payment methods may vary depending on your transfer type, bank, and device.
Can I track my transfer to Vietnam?
Yes. OrbitRemit allows you to track your money transfer in real time through your online account or mobile app. You can view status updates at each stage of the transfer process, from payment confirmation through to successful delivery.
To learn more, visit OrbitRemit’s help centre: https://support.orbitremit.com/hc/en-us/sections/360001212634-Transfer-Status
Why OrbitRemit is a strong choice for AU and NZ transfers in 2026
OrbitRemit combines:
- $0 transfer fee every time from Australia (AUD to VND)
- Competitive AUD→VND and NZD→VND exchange rates
- Fast transfer speeds — over 85% arrive within 2 hours
- Flexible receiving options — bank deposit and cash pickup
- Rated Excellent on Trustpilot from over 33,000 reviews
- Strong security and regulatory compliance
- Services tailored specifically for AU and NZ customers
Start sending money to Vietnam today
Sending money to Vietnam doesn’t need to be expensive or complicated. With OrbitRemit, Australians and New Zealanders can transfer funds to Vietnam quickly, securely, and with confidence.
Whether you’re supporting family, celebrating Tết, or managing financial commitments, choosing the right transfer service helps you save time and money throughout 2026 and beyond.
