Fiji has a growing mobile money ecosystem, with three widely used mobile wallets available for receiving international transfers: M-PAiSA (Vodafone Fiji), MyCash (Digicel Fiji) and Sole. If you have family or friends in Fiji, sending money directly to their mobile wallet is one of the fastest and most affordable ways to get funds to them — no Fijian bank account needed.
OrbitRemit supports direct transfers from Australia and New Zealand to all three wallets, as well as bank deposit to Fijian bank accounts, for just $1 per transaction.
What mobile wallets can I send to in Fiji?
OrbitRemit supports three mobile wallet options in Fiji:
- M-PAiSA — operated by Vodafone Fiji
- MyCash — operated by Digicel Fiji
- Sole — a standalone mobile wallet available in Fiji
You will see all available options at checkout when setting up your transfer. Funds are delivered directly to your recipient’s wallet using their registered mobile number.
OrbitRemit also supports direct bank deposit to Fijian bank accounts, including ANZ Fiji, Westpac Fiji, Bank of Baroda and other financial institutions across Fiji.
Fees
Sending FJD from Australia or New Zealand with OrbitRemit costs just $1 per transaction — for both mobile wallet and bank deposit transfers.
Transfers of AUD or NZD $10,000 or more are completely fee-free.
All fees and the exchange rate are shown upfront before you confirm — no surprises and no deduction at the receiving end.
Fees and exchange rates are subject to change. Check orbitremit.com/fiji for current rates before sending.
Transfer limits
The daily transaction limit to personal and business accounts in Fiji is 10,000 FJD. This applies to both bank transfers and mobile wallet deliveries.
Mobile wallet limits also depend on your recipient’s KYC (Know Your Customer) verification status. For M-PAiSA specifically, as of September 2025, customers are grouped into two tiers:
| Tier 1 | Tier 2 | |
|---|---|---|
| KYC status | All required documents submitted | Some mandatory documents missing |
| Wallet balance limit | FJD $10,000 | FJD $5,000 |
| Maximum receivable per transaction (if wallet balance is $0) | FJD $10,000 | FJD $5,000 |
| Combined wallet balance + incoming amount limit | FJD $10,000 | FJD $5,000 |
If your recipient’s wallet is close to their limit, your transfer may not be processed. Ask your recipient to check their wallet balance and KYC status before you send.
For KYC requirements, visit vodafone.com.fj.
Limits are set by Vodafone Fiji and may change.
How to send money to a mobile wallet in Fiji
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Log in and start a transfer
Log in to your OrbitRemit account at orbitremit.com or open the OrbitRemit app. If this is your first transfer, create a free account and complete identity verification.
Select FJD (Fijian Dollar) as the receiving currency and enter the amount you want to send in AUD or NZD.
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Choose your delivery method
Select Mobile Wallet as the delivery method, then choose your recipient’s wallet: M-PAiSA, MyCash or Sole.
If sending to a bank account instead, select Bank Transfer and enter your recipient’s Fijian bank details.
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Enter your recipient’s details
For mobile wallets, click New Recipient, select Mobile Wallet, choose the wallet type, then enter your recipient’s name and registered mobile number. Select the reason for your transfer.
For bank transfers, enter your recipient’s name, bank name and account details.
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Pay for your transfer
Debit card, Apple Pay, Google Pay: Fastest option
PayID (AU): A few minutes
POLi (NZ): A few minutes
Bank transfer: Within 2 hours -
Your recipient receives the funds
Once OrbitRemit receives your payment, funds are processed and delivered to your recipient’s mobile wallet or Fijian bank account within the same working day. There is no deduction at the receiving end — your recipient receives the full FJD amount shown at the time you confirmed the transfer.
Over 85% of OrbitRemit transfers arrive within 2 hours.
Transfer speed
Transfers to Fiji are completed within the same working day. Transfers sent on weekends or public holidays may arrive later, as local banks and payout partners operate on standard hours. The estimated delivery time is always shown before you confirm.
Does my recipient need to activate their wallet first?
M-PAiSA: Yes. Your recipient’s M-PAiSA account must be activated before they can receive a transfer.
Via the M-PAiSA app:
- Download the M-PAiSA app from the Google Play Store or Apple App Store
- Tap “Don’t have M-PAiSA? Sign Up Now”
- Enter their mobile number and tap Request
- Enter the activation code received by SMS and tap Confirm
- Create a 4-digit PIN and tap Verify PIN
- Log in using their mobile number and PIN
Via Vodafone customer service (from a Vodafone phone in Fiji):
- Dial *181#
- Enter 2 and press Send to receive an activation code by SMS
- Dial *181# again
- Enter 1 and press Send
- Enter the activation code received by SMS
- Create a 4-digit PIN and re-enter it when prompted
Source: support.orbitremit.com
FAQ’s (Frequently asked questions)
How much does it cost to send money to Fiji?
OrbitRemit charges just $1 per transaction for transfers to Fiji from Australia or New Zealand — for both mobile wallet and bank deposit transfers. Transfers of AUD or NZD $10,000 or more are completely fee-free.
Which mobile wallets can I send to in Fiji?
OrbitRemit supports M-PAiSA (Vodafone Fiji), MyCash (Digicel Fiji) and Sole. You will see all available options at checkout.
Can I also send to a bank account in Fiji?
Yes. OrbitRemit supports direct bank deposit to Fijian bank accounts including ANZ Fiji, Westpac Fiji, Bank of Baroda and other financial institutions. You will see both mobile wallet and bank deposit options at checkout.
How long does a transfer to Fiji take?
Transfers are completed within the same working day. Transfers paid by debit card, Apple Pay or Google Pay are typically delivered instantly. Bank transfers arrive within 2 hours. Weekend and public holiday transfers may take longer.
Is there a maximum I can send to Fiji?
The daily transaction limit to personal and business accounts in Fiji is 10,000 FJD, for both bank transfers and mobile wallet deliveries. Mobile wallet limits also depend on your recipient’s KYC tier — see the limits table above.
Is there a deduction at the receiving end?
No. Your recipient receives the full FJD payout amount shown at the time of transfer. There are no receiving fees or deductions.
What if I enter the wrong bank details?
If your transfer is sent to an invalid bank account and cannot be completed, OrbitRemit can arrange a refund — however the original transfer fee will not be refunded as it covers processing costs already incurred. If the account details are valid but belong to someone else, OrbitRemit cannot guarantee cancellation or recovery of the funds. Always double-check your recipient’s details before confirming.
Is it safe to send money to Fiji with OrbitRemit?
Yes. OrbitRemit is regulated by ASIC in Australia (AFSL: 470646) and registered on the FSPR and supervised by the DIA in New Zealand (FSP7721). All customer funds are held in segregated client accounts.
Send money to Fiji with OrbitRemit
OrbitRemit makes it simple to send money to Fiji from Australia and New Zealand — to M-PAiSA, MyCash, Sole or directly to a Fijian bank account. At just $1 per transfer, it is one of the most affordable ways to send money to Fiji.
- M-PAiSA, MyCash and Sole mobile wallet delivery supported
- Direct bank deposit to ANZ Fiji, Westpac Fiji, Bank of Baroda and more
- Just $1 per transaction (fee-free above AUD or NZD $10,000)
- No deduction at the receiving end
- Same working day delivery
- Regulated by ASIC in Australia (AFSL: 470646) | DIA-supervised in New Zealand (FSP7721)
- Rated Excellent on Trustpilot from over 33,000 reviews
This guide is based on OrbitRemit’s current service documentation. Fees, transfer limits and processes are subject to change. For the most current information visit orbitremit.com/fiji and support.orbitremit.com. Last updated June 2026.
Sources: orbitremit.com/fiji | support.orbitremit.com — M-PAiSA | vodafone.com.fj
