Sending money to Pakistan from Australia or New Zealand is an important financial lifeline for families, students, and professionals supporting loved ones back home. With modern online transfer services like OrbitRemit, international remittances to Pakistan can be faster, safer and more cost-effective than using traditional banks.
In this 2026 guide, you’ll learn how to send money to Pakistan from Australia and New Zealand, explore the benefits of using OrbitRemit, and find tips for saving on fees and exchange rates.
Why Australians and New Zealanders send money to Pakistan
Australia and New Zealand are home to a growing Pakistani community, with strong family and financial ties maintained across both countries. People send money to Pakistan for many reasons:
- Family living expenses and regular financial support
- Tuition and education fees
- Medical costs and emergencies
- Property purchases, mortgages, and bills
- Business investment and payments
- Special occasions and cultural celebrations such as Eid ul-Fitr, Eid ul-Adha and Independence Day
Choosing a trusted international money transfer provider helps ensure your funds arrive quickly and securely, with lower fees and better currency value than the banks.
How to send money to Nepal using OrbitRemit
Sending money to Malaysia with OrbitRemit’s online platform is simple and transparent.
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Create an account or log in
Register online or log into your existing account. New customers will need to complete a one-time biometric verification — a quick identity check that keeps your account secure and meets regulatory requirements.
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Set up your transfer
Once your account is verified / you’ve logged in:
– Choose Pakistani Rupee (PKR) as the receiving currency
– Enter the amount you want to send in AUD or NZD, or the amount you’d like your recipient to receive in PKR
– Review the exchange rate and transfer fee before confirming.OrbitRemit’s currency calculator shows how much your recipient will receive, helping you make informed decisions before sending.
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Select delivery method
Under ‘Recipient Type’ select:
– Bank Account Deposit: Funds are sent directly into your recipient’s Pakistani bank account through secure banking networks.
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Add your recipient’s details
You will need to provide your recipient’s details, including:
For bank transfers:
– Full legal name
– Bank name and account number
– Contact detailsAccurate information helps prevent transfer delays and ensures your recipient receives funds smoothly.
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Pay for your transfer
Choose your preferred payment method:
Australia: Bank transfer, debit card, PayID, Apple Pay, Google Pay
New Zealand: Bank transfer, debit card, POLi, Apple Pay, Google PayOnce payment is received, OrbitRemit processes your transfer. You can track its progress in real time from your account.
How fast are transfers to Pakistan?
Traditional bank international transfers can take two to five working days. With OrbitRemit, transfers to Pakistan typically complete within 1 working day of payment being received.
| Factor | Details |
|---|---|
| Bank deposits | Typically 1 working day once payment is confirmed |
| First-time transfers | May take slightly longer during verification |
| Public holidays/weekends | Bank processing schedules may cause minor delays |
Important: First-time transfers may take slightly longer while identity verification is completed. Transfers made over weekends or public holidays may experience minor delays due to bank processing schedules.ublic holidays may experience minor delays due to bank processing schedules.idays may experience minor delays due to bank processing schedules.
Key benefits of using OrbitRemit (2026)
Zero transfer fees
OrbitRemit charges no transfer fee on transfers to Pakistan from AUD or NZD — sending money to Pakistan is completely free, with no hidden charges.
- New customers receive OrbitRemit’s special promo rate plus $0 fees* on their first transfer
- AUD to PKR: $0 — free every time
- NZD to PKR: $0 — free every time
- Transfers of $10,000 or more are also fee-free
*New customers only. Limited time offer. Rate subject to change. $500 AUD/$500 NZD limit applies. Terms and conditions apply. Not available in conjunction with any other offer.
Competitive exchange rates
OrbitRemit provides competitive AUD to PKR and NZD to PKR exchange rates that are typically much stronger than those offered by Australian or New Zealand banks. Up to 75% cheaper than the banks.*
*Based on internal research conducted in December 2024.
Direct bank deposit to Pakistan
Recipients in Pakistan receive funds directly into their bank account — delivered securely to any major Pakistani bank, including HBL, MCB, UBL, Standard Chartered Pakistan, Bank Alfalah, Meezan Bank, and more.
Security and regulation
From login to delivery, your money and personal information are kept safe using industry-leading encryption and fraud detection systems.
OrbitRemit is regulated in Australia by the Australian Securities and Investments Commission (ASIC) and registered with AUSTRAC, and in New Zealand supervised by the Department of Internal Affairs (DIA) as a licensed money remitter. We follow strict financial, compliance and anti-money laundering requirements to ensure your transfers are always safe and transparent.
Easy-to-use online platform
OrbitRemit offers a user-friendly app and website that allows customers to arrange transfers quickly and track transactions in real time. Customer support is available via email and live chat.
OrbitRemit vs other money transfer providers
OrbitRemit vs traditional banks
OrbitRemit Advantages
- $0 transfer fee — completely free to send AUD or NZD to Pakistan M
- ore competitive PKR exchange rates
- Transfers typically arrive within 1 working day Local in New Zealand and Australia
OrbitRemit vs Wise
Wise Strengths
- Uses the mid-market exchange rate
- Fully transparent fee structure
OrbitRemit Strengths
- $0 fee on all Pakistan transfers from both AUD and NZD
- Fee-free transfers for large amounts above $10,000
- Services designed specifically for AU and NZ customers
Wise separates fees from exchange rates, while OrbitRemit includes some margin within the exchange rate — a common and transparent pricing model across the remittance industry.
OrbitRemit vs Western Union
Western Union Strengths
- Extensive global cash pickup network
OrbitRemit Strengths
- Typically lower fees compared with traditional wire services
- Online-first service that helps reduce operational costs
- No need to visit a physical location
Western Union and similar providers may charge both transfer fees and exchange rate mark-ups.
OrbitRemit vs WorldRemit and Remitly
Many digital remittance providers offer delivery to Pakistan. However, pricing structures, transfer fees, and exchange rate mark-ups can vary significantly between providers.
OrbitRemit stands out for its $0 fee on all Pakistan transfers from both AUD and NZD, and its focus on the Australian and New Zealand market.
Frequently Asked Questions (FAQs)
Is OrbitRemit safe to use for transfers to Pakistan?
Yes, OrbitRemit is safe. OrbitRemit is regulated in Australia by the Australian Securities and Investments Commission (ASIC) and registered with AUSTRAC, and in New Zealand supervised by the Department of Internal Affairs (DIA) as a licensed money remitter. Every transfer is protected by industry-leading security and encryption.
How much does it cost to send money to Pakistan from Australia?
Sending money to Pakistan from Australia with OrbitRemit is completely free — $0 transfer fee. There are no hidden charges. All fees and the exchange rate are shown upfront before you confirm.
How much does it cost to send money to Pakistan from New Zealand?
Sending money to Pakistan from New Zealand with OrbitRemit is completely free — $0 transfer fee. There are no hidden charges. All fees and the exchange rate are shown upfront before you confirm.
How long does it take to send money to Pakistan with OrbitRemit?
Transfers to Pakistan typically arrive within 1 working day of payment being received. Transfers made on weekends or public holidays may take slightly longer due to bank processing schedules.
What banks can I send money to in Pakistan?
With OrbitRemit, you can send money directly to any Pakistani bank account. Supported banks include HBL, MCB, UBL, Standard Chartered Pakistan, Bank Alfalah and Meezan Bank, along with many other Pakistani financial institutions.
What information do I need to send money to Pakistan?
For bank transfers you typically need:
– Recipient’s full legal name
– Bank name and account number
– Contact details
Ensuring all details are accurate helps prevent delays and ensures smooth delivery.
Is there a transfer limit for sending money to Pakistan with OrbitRemit?
Yes, transfer limits apply. You can send up to 2,500,000 PKR per transaction to Pakistan with OrbitRemit.
What payment methods can I use in Australia?
Australia payment methods include:
– Bank transfer
– Debit card
– PayID
– Apple Pay and Google Pay (where available)
Available payment methods may vary depending on your transfer type, bank, and device.
What payment methods can I use in New Zealand?
New Zealand payment methods include:
– Bank transfer
– Debit card
– POLi
– Apple Pay and Google Pay (where available)
Available payment methods may vary depending on your transfer type, bank, and device.
Can I track my transfer to Pakistan?
Yes. OrbitRemit allows you to track your money transfer in real time through your online account or mobile app. You can view status updates at each stage of the transfer process, from payment confirmation through to successful delivery.
To learn more, visit OrbitRemit’s help centre: https://support.orbitremit.com/hc/en-us/sections/360001212634-Transfer-Status
Why OrbitRemit is a strong choice for AU and NZ transfers in 2026
OrbitRemit combines:
- $0 transfer fee — free every time, from both AUD and NZD
- Competitive AUD→PKR and NZD→PKR exchange rates
- Direct bank deposit to any Pakistani bank account
- Transfers typically arrive within 1 working day
- Rated Excellent on Trustpilot from over 33,000 reviews
- Strong security and regulatory compliance
- Services tailored specifically for AU and NZ customers
This balance makes OrbitRemit a reliable and cost-effective choice for sending money to Pakistan.
Start sending money to Pakistan today
Sending money to Pakistan doesn’t need to be expensive or complicated. With OrbitRemit, Australians and New Zealanders can transfer funds to Pakistan for free — no transfer fee, every time.
Whether you’re supporting family, celebrating Eid, or managing financial commitments, OrbitRemit helps you send more of your money home.
