bKash is Bangladesh’s most widely used mobile wallet — and for Bangladeshis living in Australia and New Zealand, sending money directly to a loved one’s bKash account is one of the fastest, most convenient ways to get money home. No branch visits, no waiting around. Funds land straight on your recipient’s phone.
With OrbitRemit, you can send money to bKash from Australia or New Zealand for $0 — completely free. In this guide, you’ll learn exactly how to do it, what limits apply, and what your recipient needs to know when receiving money through bKash.
What is bKash?
bKash is a mobile financial service operated by bKash Limited, a subsidiary of BRAC Bank in Bangladesh. Launched in 2011, it has grown to become one of the largest mobile money platforms in the world, with tens of millions of registered users across Bangladesh.
Recipients can use their bKash account to:
- Send and receive money
- Pay bills and make merchant payments
- Cash out at any bKash agent point or ATM
- Top up mobile credit
- Access savings and micro-finance products
For many Bangladeshi families, bKash has replaced the need for a traditional bank account — making it an ideal receiving option for remittances from overseas.
Source: bkash.com/en/products-services/remittance
Why send to bKash instead of a bank account?
Sending directly to bKash offers several advantages over a traditional bank deposit:
- Instant access — funds arrive in the bKash wallet and are immediately available to spend, send or cash out
- No bank account needed — your recipient only needs a registered bKash account linked to their mobile number
- Widely accessible — bKash has agent points and ATMs across Bangladesh, including regional and rural areas
- Government incentive — recipients of remittances sent through legal channels receive a 2.5% government incentive on top of the amount sent, added automatically to every inbound remittance
- Free from Australia and New Zealand — sending AUD or NZD to bKash with OrbitRemit costs $0
Source: bkash.com/en/products-services/remittance
How to send money to bKash from Australia and New Zealand with OrbitRemit
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Create an account or log in
Create an account or log iRegister online or log into your existing OrbitRemit account. New customers will need to complete a one-time biometric verification — a quick identity check required under Australian and New Zealand financial regulations.
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Set up your transfer
– Select Bangladesh (BDT) as your destination
– Enter the amount you want to send in AUD or NZD, or the amount you’d like your recipient to receive in BDT
– Review the exchange rate and $0 fee shown upfrontUse OrbitRemit’s currency calculator to check the live AUD to BDT or NZD to BDT rate before confirming.
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Select bKash as the delivery method
Under ‘Recipient Type’, select bKash as your delivery option. This ensures funds are sent directly to your recipient’s bKash mobile wallet.
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Add your recipient’s bKash details
You will need:
– Recipient’s full legal name (as registered on their bKash account)
– Recipient’s registered bKash mobile number⚠️ Important: The name you enter must match exactly the name registered on your recipient
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Pay for your transfer
From Australia: Bank transfer, debit card, PayID, Apple Pay, Google Pay
From New Zealand: Bank transfer, debit card, POLi, Apple Pay, Google PayOnce payment is received, OrbitRemit processes your bKash transfer. Transfers to Bangladesh are typically completed within 1–2 working days.
How much does it cost to send money to bKash from Australia and New Zealand?
Sending money to bKash from Australia or New Zealand with OrbitRemit is completely free — $0 transfer fee, every time, from both AUD and NZD.
- AUD to bKash: $0 — free every time
- NZD to bKash: $0 — free every time
- Transfers of $10,000 or more: fee-free
- New customers: $0 fee + special promo rate on first transfer*
Source: orbitremit.com/bangladesh
*New customers only. Limited time offer. Rate subject to change. $500 AUD/$500 NZD limit applies. Terms and conditions apply.
How fast are bKash transfers from Australia and New Zealand?
Transfers to Bangladesh with OrbitRemit are typically completed within 1–2 working days of payment being received.
Source: orbitremit.com/bangladesh
Transfers made over weekends or public holidays may take slightly longer due to bank processing schedules. First-time transfers may also take slightly longer while identity verification is completed.
bKash transfer limits
OrbitRemit transfer limits
The daily transaction limit to personal accounts in Bangladesh with OrbitRemit is 1,500,000 BDT.
Source: orbitremit.com/bangladesh
bKash remittance receiving limits
bKash imposes its own receiving limits on inbound remittances. Recipients can receive up to 250,000 BDT in a single remittance transaction.
Source: bkash.com/en/help/limits
If you need to send more than 250,000 BDT, consider splitting the transfer into multiple transactions or sending to a Bangladeshi bank account instead.
The 2.5% government incentive — what your recipient needs to know
One of the most important features of sending money to Bangladesh through legal channels is the 2.5% government incentive. The Bangladesh government adds 2.5% on top of every inbound remittance received through authorised money transfer operators — automatically and at no cost to the recipient.
This means if you send the equivalent of 100,000 BDT, your recipient receives 102,500 BDT in their bKash wallet.
Important notes on eligibility:
- The incentive applies to remittances sent by Bangladeshi nationals working abroad through authorised channels such as OrbitRemit
- The incentive is credited automatically — no paperwork is required for transfers up to 500,000 BDT. For amounts above 500,000 BDT, the recipient’s bank may request supporting documents
- The incentive is not applicable to Payoneer transfers into bKash
Sources: bkash.com/en/products-services/remittance; Wise — Guide to BDT transfers; TapTap Send — Bangladesh incentive
How your recipient can cash out from bKash
Once funds arrive in your recipient’s bKash wallet, they have several options to access the money:
- bKash agent points — cash out at any bKash agent across Bangladesh
- ATM withdrawal — cash out from BRAC Bank, The City Bank and select Q-Cash ATMs at a fee of ৳7 per ৳1,000
- Merchant payments — spend directly from the bKash wallet at hundreds of thousands of merchants
- Bill payments — pay utilities, mobile top-up and more directly from the wallet
Source: bkash.com/en/products-services/remittance
Tips for sending to bKash from Australia and New Zealand
1. Double-check the mobile number bKash is linked to a specific Bangladeshi mobile number. Always verify your recipient’s registered bKash number before sending.
2. Make sure your recipient’s bKash account is active Your recipient needs a registered and active bKash account to receive funds. If they don’t have one, they can register using the bKash app or by dialling *247# on a Bangladeshi SIM.
3. Use PayID (Australia) or POLi (New Zealand) for faster payment PayID and POLi typically process faster than standard bank transfers, helping your funds move more quickly.
4. Check the live exchange rate first Use OrbitRemit’s currency calculator to see the live AUD to BDT or NZD to BDT rate before committing.
5. Remind your recipient about the 2.5% government incentive Every remittance received through an authorised provider like OrbitRemit includes a 2.5% government incentive — so your recipient gets more than the amount you send.
Is it safe to send money to bKash from Australia and New Zealand?
Yes. OrbitRemit is regulated in Australia by the Australian Securities and Investments Commission (ASIC) (AFSL: 470646) and registered with AUSTRAC, and in New Zealand supervised by the Department of Internal Affairs (DIA) as a licensed money remitter. Every transfer is protected by industry-leading encryption and fraud detection systems.
bKash itself is regulated by Bangladesh Bank as a licensed mobile financial services provider.
Source: orbitremit.com/bangladesh
Frequently Asked Questions (FAQs)
How do I send money to bKash from Australia?
Log into your OrbitRemit account, select Bangladesh as your destination, choose bKash as the delivery method, enter your recipient’s registered bKash mobile number and full name, and pay using your preferred payment method. Transfers typically arrive within 1–2 working days.
How do I send money to bKash from New Zealand?
The process is identical from New Zealand. Log into OrbitRemit, select Bangladesh, choose bKash, enter your recipient’s bKash mobile number and name, and pay via bank transfer, POLi, debit card or Apple/Google Pay.
Is sending to bKash from Australia and New Zealand free?
Yes. Sending AUD or NZD to bKash with OrbitRemit costs $0 — there is no transfer fee from either Australia or New Zealand. All fees and the exchange rate are shown upfront before you confirm.
Source: orbitremit.com/bangladesh
How long does it take to send money to bKash?
Transfers to Bangladesh with OrbitRemit are typically completed within 1–2 working days of payment being received. Transfers made on weekends or public holidays may take slightly longer.
What is the maximum I can send to bKash?
bKash limits inbound remittances to 250,000 BDT per single transaction. If you need to send more, consider splitting into multiple transfers or sending to a bank account instead. OrbitRemit’s daily transaction limit to personal accounts in Bangladesh is 1,500,000 BDT.
Sources: bkash.com/en/help/limits; orbitremit.com/bangladesh
What details do I need to send to bKash?
You need your recipient’s full legal name as registered on their bKash account, and their registered bKash mobile number.
What if my recipient doesn’t have a bKash account?
Your recipient can register for bKash using the bKash app or by dialling *247# on a Bangladeshi SIM. Alternatively, you can send to a Bangladeshi bank account instead through OrbitRemit — also at $0 fee.
Does my recipient receive the 2.5% government incentive?
Yes, provided the sender is a Bangladeshi national working abroad and the transfer is sent through an authorised provider like OrbitRemit. The 2.5% is automatically credited to the recipient’s bKash wallet on top of the transferred amount. No paperwork is required for transfers up to 500,000 BDT; amounts above this threshold may require the recipient to provide supporting documents to their bank.
Sources: bkash.com/en/products-services/remittance; Wise — Guide to BDT transfers
Start sending to bKash from Australia and New Zealand today
Sending money to bKash is fast, free and straightforward with OrbitRemit. No transfer fee from AUD or NZD, competitive exchange rates, and transfers typically completed within 1–2 working days.
Whether you’re sending regular support, topping up a loved one’s bKash wallet, or helping out in an emergency — OrbitRemit makes it easy to send more of your money home.
- $0 fee from both AUD and NZD — every time
- Competitive AUD→BDT and NZD→BDT exchange rates
- Eligible recipients receive a 2.5% government incentive on every inbound remittance sent through authorised channels
- Rated Excellent on Trustpilot from over 33,000 reviews
- Regulated by ASIC and registered with AUSTRAC in Australia
- Supervised by the DIA in New Zealand
