Samoa has a large diaspora community across Australia and New Zealand, with remittances playing an important role in supporting families back home. OrbitRemit makes it simple to send money from Australia or New Zealand to Samoa — by bank deposit or directly to a MyCash or M-Tala mobile wallet — for just $2 per transaction.
Delivery options
OrbitRemit supports two ways for your recipient to receive money in Samoa:
- Bank deposit: Funds are deposited directly into your recipient’s Samoan bank account. Supported banks include ANZ Samoa, Westpac Samoa and other financial institutions across Samoa.
- Mobile wallets: Funds are delivered directly to your recipient’s mobile wallet using their registered mobile number. Supported wallets include MyCash and M-Tala.
You will see both options at checkout when setting up your transfer.
Fees
Sending WST from Australia or New Zealand with OrbitRemit costs just $2 per transaction — for both bank deposit and mobile wallet transfers.
Transfers of AUD or NZD $10,000 or more are completely fee-free.
All fees and the exchange rate are shown upfront before you confirm. There are no surprises and no deduction at the receiving end.
Fees and exchange rates are subject to change. Check orbitremit.com/samoa for current rates before sending.
Transfer limits
The daily transaction limit to personal and business wallets in Samoa is 10,000 WST. This applies to both bank transfers and mobile wallet deliveries.
Limits are subject to change and may be affected by account verification and compliance checks.
How to send money to Samoa
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Log in and start a transfer
Log in to your OrbitRemit account at orbitremit.com or open the OrbitRemit app. If this is your first transfer, create a free account and complete identity verification.
Select WST (Samoan Tālā) as the receiving currency and enter the amount you want to send in AUD or NZD.
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Choose your delivery method
Select either Bank transfer or Mobile wallet as the delivery method. If selecting mobile wallet, choose either MyCash or M-Tala.
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Enter your recipient’s details
For bank transfers, enter your recipient’s name and Samoan bank account details.
For mobile wallet transfers, enter your recipient’s name and their registered mobile number.
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Pay for your transfer
– Debit card, Apple Pay, Google Pay: Fastest option
– PayID (AU): A few minutes
– POLi (NZ): A few minutes
– Bank transfer: Within the same working dayReview the guaranteed exchange rate and fees shown, then tap Make Transfer to confirm.
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Your recipient receives the fund
Once OrbitRemit receives your payment, funds are processed and delivered to your recipient’s Samoan bank account or mobile wallet. Over 85% of transfers arrive within 2 hours. There is no deduction at the receiving end — your recipient receives the full WST amount shown at the time you confirmed the transfer.
Transfer speed
Over 85% of OrbitRemit transfers to Samoa arrive within 2 hours. Transfer speed varies by payment method:
- Debit card, Apple Pay, Google Pay: Fastest
- PayID (AU) / POLi (NZ): A few minutes
- Bank transfer: Within 2 hours
Transfers sent on weekends or public holidays may arrive later, as local banks and payout partners operate on standard hours. The estimated delivery time is always shown before you confirm.
Does my recipient need to activate their wallet first?
M-Tala: Yes. Your recipient’s M-Tala account must be activated before they can receive a transfer. They can activate quickly in two ways:
- Via the M-Tala app: Download the M-Tala app, tap Sign Up, enter their mobile number, confirm the activation code received by SMS, and create a PIN.
- Via USSD: Dial *175# on a Vodafone Samoa phone and follow the prompts to activate using the activation key number.
MyCash: Your recipient should ensure their MyCash account is active and registered before you send. Contact Digicel Samoa for activation support.
FAQs (frequently asked questions)
How much does it cost to send money to Samoa?
OrbitRemit charges just $2 per transaction for transfers to Samoa from Australia or New Zealand — for both bank deposit and mobile wallet transfers. Transfers of AUD or NZD $10,000 or more are completely fee-free.
Which banks are supported in Samoa?
OrbitRemit supports bank deposit to ANZ Samoa, Westpac Samoa and other financial institutions across Samoa.
Which mobile wallets can I send to in Samoa?
OrbitRemit supports MyCash and M-Tala mobile wallets in Samoa. You will see both options at checkout.
How long does a transfer to Samoa take?
Over 85% of transfers arrive within 2 hours. Debit card, Apple Pay and Google Pay payments deliver the fastest. PayID and POLi arrive in a few minutes. Bank transfers arrive within 2 hours. Weekend and public holiday transfers may take longer.
What is the daily transaction limit for Samoa?
The daily transaction limit to personal and business wallets in Samoa is 10,000 WST. This applies to both bank transfers and mobile wallet deliveries.
Is there a deduction at the receiving end?
No. Your recipient receives the full WST payout amount shown at the time of transfer. There are no receiving fees or deductions.
Is it safe to send money to Samoa with OrbitRemit?
Yes. OrbitRemit is regulated by ASIC in Australia (AFSL: 470646) and supervised by the DIA in New Zealand (FSP7721). All customer funds are held in segregated client accounts in accordance with regulatory requirements.
Send money to Samoa with OrbitRemit
OrbitRemit makes it simple to send money to Samoa from Australia and New Zealand — to a Samoan bank account or directly to a MyCash or M-Tala mobile wallet. At just $2 per transfer, it is one of the most affordable ways to send money to Samoa.
- Bank deposit to ANZ Samoa, Westpac Samoa and more
- MyCash and M-Tala mobile wallet delivery supported
- Just $2 per transaction (fee-free above AUD or NZD $10,000)
- No deduction at the receiving end
- Completed within 1 working day
- Daily limit of 10,000 WST
- Regulated by ASIC in Australia (AFSL: 470646) | DIA-supervised in New Zealand (FSP7721)
- Rated Excellent on Trustpilot from over 33,000 reviews
This guide is based on OrbitRemit’s current service documentation. Fees, transfer limits and processes are subject to change. For the most current information visit orbitremit.com/samoa and support.orbitremit.com. Last updated June 2026.
Source: orbitremit.com/samoa
